Don't become a statistic...
- Today, a majority of people are experiencing some sort of financial difficulty causing a significant impact on their everyday lives. In fact, Americans carry more than $2 trillion in consumer debt.
- 30% of consumers report having no extra cash; making it impossible to escape the burden of living paycheck to paycheck.
Establishing and maintaining healthy spending and saving habits is as important to one's well being as proper nutrition and regular exercise. The goal is to achieve financial wellness – the balance between living responsibly today and planning wisely for tomorrow.
Financial wellness is not so much about money; it's more about wise decision-making.
Part of the problem is that many people are not sufficiently educated about their personal finances. Having a clear and accurate picture of where you are and where you want to be is a key step in mapping out your plan for financial wellness.
Some of the key areas of focus for gaining financial wellness include:
- Planning and budgeting
- Debt reduction
- Saving for retirement
- Maximizing employer provided benefit programs
Learn more about Financial Stress*.