Essential Coverage Plans
Essential Coverage Plans
Whether you own or rent, our Essential Coverage Plans ensure you have the right level of coverage for your home.
Best Value
Premium Surge Coverage Plan
Get maximum protection by covering both your electronics and appliances.
- Provides total coverage up to $2,000 per event: $1,000 per electronic event and $1,000 per appliance event.
- Bundles coverage for your electronics and appliances for only $3 more per month than individual Electronic and Appliance plans.
Items Covered: View All
$8.99
per month
Ideal for Renters
Electronic Surge Coverage Plan
Can you afford to replace your sensitive electronics if they are damaged by a power surge? This plan helps you pay for unexpected costs.
- Provides up to $1,000 per event to repair or replace damaged electronics.
- Offers surge damage coverage for electronics typically not protected by landlord or renters Insurance.
Items Covered: View All
$5.99
per month
Ideal for Homeowners
Appliance Surge Coverage Plan
Protect your refrigerator, washer, dryer, ovens, furnace and other appliances from high repair and replacement costs caused by a power surge.
- Provides up to $1,000 per event to repair or replace damaged appliances.
- Warranties for major appliances you rely on if they experience damage from a power surge.
Items Covered: View All
$5.99
per month
Meter-Based Protection
Meter-Based Protection
Meter-Based Protection plans offer preventative protection AND financial coverage of household equipment damaged by a power surge.
Whole Home Surge Protection
Installed on your electric meter, the surge protection device can handle surges eight times greater than a typical surge protection strip. Whole Home Surge Protection provides:
- Warranties up to $5,000 per event for appliances and $1,000 per event to repair or replace electronics if damaged by a surge.
- A one-time surge device installation fee of $99.99, will be applied to your DTE bill upon enrollment.
- Free replacement if the surge protector wears out.
Items Covered: View All
$14.99
per month
Surge Protection Plus
Surge Protection Plus
Surge Protection Plus
DTE has partnered with GenerLink to provide whole home surge protection with the ability to connect your generator quickly and efficiently to provide power directly to your home's electrical system when needed.
Installed at your meter, the Surge Protection Plus device includes a connection port and socket-mounted transfer switch for your backup portable generator.
Surge Protection Plus provides:
- Easy access for your generator — you won’t have to run extension cords from your generator into your home — and you’ll receive a FREE power cable.
- Flexibility with your generator to supply electricity to the appliances and devices you need during the day.
- Surge protection for your home with warranty coverage up to $5,000 per event for appliances and $1,000 per event to repair or replace electronics if damaged by a surge.
- Free device replacement if your device gets broken or damaged from a power surge or indirect lighting strike.
- A one-time installation fee of $99.99 or $249.99, depending on your surge device, will be applied to your DTE bill upon enrollment.
Items Covered: View All
$22.99
per month
Why DTE Surge Protection Plus
Basic Generators
With the typical generator, you’re often dealing with multiple extension cords – a messy, inconvenient and potentially unsafe solution.
Plugging in too many extension cords, or the wrong one, can cause unnecessary strain on the generator and risk damaging it.
Bottom line: Low cost, but creates unsafe conditions while decreasing the efficiency of the generator.
Transfer Switch
During installation, you are required to identify which circuits will power on via the transfer switch.
Once the transfer switch is installed, you won’t be able to power any circuits that weren’t identified at the time of installation.
Bottom line: Average cost is $1,500 and you’re confined to predetermined circuits.
Surge Protection Plus
You get to choose the circuits you want powered. This allows you the flexibility to supply electricity to the appliances and devices you need during the day.
- Easy access for your generator
- One connection cable instead of multiple extension cords
- Surge protection for your home
Bottom line: Only $22.99 per month for powerful protection.
Count On the Plus Plan
Convenient Installation
Enrollment is easy and we’ll schedule the installation of your surge protection device. You don’t even need to be home if your meter is easily accessible. Our technician can install the device in less than 30 minutes.
Whole Home Protection
The warranty provides $5,000 per event for appliances and $1,000 per event for electronics to repair or replace the products your family relies on every day if the device fails to protect against damaging surges.
Stay Connected
You’ll have easy access to connect your generator to the surge device and a FREE 20-foot power cable to power your home up to your generator’s capacity in the event of a power outage.
Surge Protection Plus Device
The Surge Protection Plus device has a built-in port to connect your generator quickly and efficiently. With two devices to choose from, you can get the generator power your household needs.
30-Amp Device
- Accepts 30-amp generator connection
- Up to 7,200 running watts
- Free 20-foot power cord (L14-30R plug)
- Easy-to-see status lights
- 200‑amp service or lower required
- Installation fee: $99.99
What it can power: Essential appliances like a sump pump, freezer, furnace, fridge and AC. Use the appliance usage guide to estimate what you could power up to 7,200 watts.
40-Amp Device
- Accepts 50‑amp generator connection
- Up to 9,600 running watts
- Free 20-foot power cord (14-50 plug)
- Easy-to-see status lights
- 200‑amp service or lower required
- Installation fee: $249.99
What it can power: Additional household items like a TV, laptop, Wi-Fi equipment, security system and more. Use the appliance usage guide to estimate what you could power up to 9,600 watts.
Choosing Your Device
When selecting the 30‑amp or 40‑amp surge protection device, choose the device that matches the connection type and running wattage of your generator or the one you plan to buy.
Connection Type
Your generator must have one of these connection types.
Running Wattage
• 30-amp: Up to 7,200 watts
• 40-amp: Up to 9,600 watts
GFCI Not Allowed
Your generator must not have a full GFCI panel.
Check out the resources below to learn more about operating and connecting your portable generator.
How to Choose the Correct Generator
GenerLink Operating Manual
GenerLok Power Cable Instructions
How to Connect Your Generator
